If you have an ACV policy, you get your check and that’s it. Once depreciation is deducted and you get the actual cash value, the claim is considered settled. You have to come up with the actual amount to do repairs on the property and replace contents.
However, if you have an RCV policy – you’re in a much stronger position. In an RCV policy, you typically get your actual cash value check when the adjuster first comes out or it is sent to you after the adjuster’s estimate is compiled. You then get a second and final check that covers the difference between ACV and RCV. This will occur after Exteriors Plus has completed the necessary repairs on the property and you are happy with all of the completed work. Exteriors Plus will then send out an itemized invoice to the homeowner which will need to be re-directed to the insurance carrier. Please contact us with any questions you may have about the insurance process. Exteriors Plus is here to help!
My Go To! -Cheri R
I had Exteriors Plus from Savage come out this summer to replace my roof, and gutters and also some windows that were all damaged during our crazy Minnesota weather last winter. Ian Newby was my to go person in dealing with my insurance company in getting everything coordinated and completed. If I had a question he was always available to answer it. If anyone is needing a new roof, windows, gutters or any other construction work i would definitely give then a call and ask for Ian, he will make sure your questions are answered and the jobs gets done!
Well Oiled Machine! -Deanna Doyle
This company is a well-oiled machine! We had wind and hail damage and the first person we spoke with came to our house and met with our insurance adjuster. With patience and perseverance, this company worked with our insurance company to make sure they covered as much as possible. After our insurance company approved the siding we worked with Quy. Quy went above and beyond expectations. He came with samples of siding and educated us on the different types of siding, thickness and even created different mockups to give us ideas on color and style that would like nice for our house. Within a few days, a crew came to our house and completed the siding in four days. They were professional from start to finish and now our house looks amazing!
Highly Recommend Them! -Aimee Norasingh
We worked with Exteriors Plus for our roof and gutter replacement recently and I highly recommend them! The owner Quy responded really quickly and had his team come out the next day to check things out. After looking things over, they confirmed that we did have hail damage. This was the first time we have had damage and they were super helpful in helping us understand and navigate working with our insurance company and filing a claim. We had a big event coming up soon and had asked if they could work with us on the date to make sure things were done in time. The team was super quick in coming out and replacing the roof and worked the whole day. They were basically done after that. The gutters were replaced the following week and the team that came out was quick and did a really good job. They were amazing through the whole process and worked within our timeline! I highly recommend working with this company and will be letting anyone who asks know to work with Exteriors Plus....